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What debts are dischargeable?

Answer: 

Generally, all debts listed on the petition are dischargeable. However, certain types of debt listed in 11 U.S.C. §523 are not dischargeable. The non-dischargeable debts listed in §523 include, but are not limited to:

  • Certain taxes and fines;
  • Debts arising from certain fraudulent conduct;
  • Debts not listed in your bankruptcy petition;
  • Alimony, child maintenance or support, and certain other related debts arising out of a divorce decree or separation agreement;
  • Debts caused by the Debtor's willful and malicious injury to another;
  • Government guaranteed student loans;
  • Debts caused by a death or personal injury related to your operation of a motor vehicle while intoxicated;
  • and Post-bankruptcy condominium or cooperative owner's association fees.